the end of an era here atmo -

[e-RICHIE]

after 2 plus decades i made a decision (yesterday) to pull the plug on
my credit card swiper. it's been a long time coming. back in the early
to mid 90s, installing it was a license to print money atmo; folks would
use plastic to buy components, apparel, and even pay off the rare
balance due on an invoice. oddly, with the website sales diverting all
shopping cart purchases into paypal, it's a rare month that anyone
even uses the words credit card in a sentence with me. i think last
year i swiped, or keyed in the numbers from, 4 cards at most. the
service bank that holds my account gets me for $20 per month, and
bills me $50 annually to be "member". accccccck. and there are the
routine one-time compliance fees for things they want me to be in
compliance with. all of the fees don't surpass $500 a year, but there's
a certain smugness i was getting from the sales team about why i
should be billed all of this when my terminal is so rarely used. it's
a sign of the times, and yesterday's invoice from merchants services
put the knife in the wrist. we'll see where the decision takes me
from here. typically, the bicycles and frames are paid for with checks,
and the website stuff is paypal-centric. we'll see where fate takes
it from here atmo.

anyone else have a similar story?

[steve garro]

i've never had one sice i've been building. they are like the hole in the tub - they are a drain and they suck. when i had a shop they were a necessity for the on the fly sales, but FB'ing works at a slower pace. it's checks or paypal for me. just gotta add the paypal markup to the total. the thing i don't like about paypal is how they eke out the $$ to you at a set amount. my dos centavos, Steve.

[e-RICHIE]

i've had paypal for a long time and have no complaints,
especially for internet sales, but what doe this mean atmo?

the thing i don't like about paypal is how they eke out the $$ to you at a set amount.

[steve garro]

i've had paypal for a long time and have no complaints,
especially for internet sales, but what doe this mean atmo?

at 1st they set me a withdrawal limit of $500.00 per month, then i got it upped to $1000.00. not your experence? i'd like to ditch this feature........PITA, fo-sho. Steve.

[e-RICHIE]

at 1st they set me a withdrawal limit of $500.00 per month, then i got it upped to $1000.00. not your experence? i'd like to ditch this feature........PITA, fo-sho. Steve.

no man i don't have anything like that.
i withdraw or leave in as i please. insert laugh track.

there's a 3 percent (or similar, i'll check) fee for all incoming transactions.
there's a $1.75 fee if i want a check sent (to me).
and no limits or fees to have any or all the cabbage wired into my bank account.

[steve garro]

no man i don't have anything like that.
i withdraw or leave in as i please. insert laugh track.

there's a 3 percent (or similar, i'll check) fee for all incoming transactions.
there's a $1.75 fee if i want a check sent (to me).
and no limits or fees to have any or all the cabbage wired into my bank account.

Hmmmmm........i gotta look into that shit, yo. everything else is the same. i was suprised by the withdrawal limit as well, esp. since i was getting charged for a transaction up front allready. thanks for the feedback. have a great weekend. snowing like F-ing crazy here. Steve.