I always get good feedback here.

My doctor decided to switch to concierge. I like him. Fee is $5k a year to be a member(Ouch!). Besides the $5k what's the downside? I'm not sure but it sounds like any insurance coverage is now out of network another cost. Is that correct?

Anyone have any experience? Am I right about the higher co-pays and coverage now being out of network? -Mike G