A while ago someone posted a link to a fundraiser where someone was trying to raise funds to build frame testing machines and start offering the service, while reading his marketing hype, he says custom framebuilders pay attention your insurance companies will require you have your frames tested(im paraphrasing dont feel like searching for the thread).
This is not a thread on should someone have insurance, If you are a business of any kind and dont have insurance you dont understand modern business, not to mention the needs of your clients and your family. But that has been hashed out many times.
So anyway, about a year ago I talked to Lora about insurance, I was not purchasing it at the time and still have not, I was just getting some info and cost so I could plan for everything in my business plan. One of the questions NIPC ask is are you going to submit product for astm testing. I just answered yes ,since I was just getting a quote it was not a big deal. The point of purchasing insurance grows closer so I think about stuff.
So basically unless you are building stock frames that are all the same the testing does not really apply to custom stuff, correct. Do you send in a frame to make insurance companies happy? Do you tell insurance yes-even though you have not? Or did you answer no, and they were fine with it? Does the answer affect the ability to get insurance or cost? I of course will ask these questions to Lora, but was curious to everyones thoughts on the subject of testing and its effects on insurance. And of course answer what your comfortable with sharing.
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